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Blogs
Weekly Credit Report Updates: What RBI’s New Rules Mean for Your EMIs, Loans & Credit Cards
March 31, 2026 | by Team Direct Credit
Weekly Credit Report Updates: What RBI’s New Rules Mean for Borrowers The Reserve Bank of India (RBI) is making credit...
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Why Your EMI Doesn’t Drop Even When Interest Rates Fall
March 12, 2026 | by Team Direct Credit
Why Your EMI Doesn’t Drop Even When Interest Rates Fall Many borrowers believe that when interest rates fall, their EMI...
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MCLR Explained: What is Marginal Cost of Funds Based Lending Rate?
February 26, 2026 | by Team Direct Credit
MCLR Explained: What is Marginal Cost of Funds Based Lending Rate? If you took a home loan or business loan...
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What is Repo Rate and Why It Matters to Borrowers
January 20, 2026 | by Team Direct Credit
What is Repo Rate and Why It Matters to Borrowers The Repo Rate is one of the most important financial...
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Complete Home Loan Guide for First-Time Buyers
January 19, 2026 | by Team Direct Credit
Complete Home Loan Guide for First-Time Buyers Buying your first home is a major milestone—but the home loan process can...
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Why Loans Get Rejected Despite Having a Good Income
January 15, 2026 | by Team Direct Credit
Why Loans Get Rejected Despite Having a Good Income Many borrowers assume that a high salary or strong business income...
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